Author: caro

Can you believe January is almost over?!

Where did the time go???

While you ponder that, here’s something else to think about: Penguins!

~Charlie 🙂

McGovern Agency ~ For all your Insurance Needs!
(586) 464-2400 – Inquiry@themcgovernagency.com

Hey there, Colt here!

We’ve heard it so many times, people are afraid to make a claim because they are afraid their premium rates will increase. 

I’m here to go over a few reasons that could be, and also reassure you that it doesn’t necessarily happen every time. 

• One reason that might cause a premium increase after making a claim is that you might be losing a claims-free or accident-free discount depending on the policy and carrier. 
  • Even if you aren’t otherwise penalized for the claim, your rate would still show an increase because that discount you got when you started the policy would no longer apply. 
• Another reason for a premium increase after a claim could be that your insurance carrier sees it as an increased risk that you would make another claim.

Hello and Happy New year!

The beginning of a new year is always so exciting with lots of possibilities like how many new people are going to pet me this year?!

My New Year’s resolution is to stop stealing my brothers’ toys… we’ll see how long that lasts…

~Copper 

McGovern Agency ~ For all your Insurance Needs!
(586) 464-2400 – Inquiry@themcgovernagency.com

The Holiday season is almost over, but I’m not letting it go without sharing this jolly good joke!

I hope you all had/ have a wonderful Holiday season, and I’ll be back next year!

~Charlie 🙂 🎅🎄

McGovern Agency ~ For all your Insurance Needs!
(586) 464-2400 – Inquiry@themcgovernagency.com

Hello,

It’s that time of year again! Here is a quote from one of my other favorite Christmas movies! 

Can you guess what it is? 

I’ll give you a hint, the four main food groups are:

1. Candy
2. Candy Canes
3. Candy Corns
4. Syrup

That’s right, it’s “Elf!”

I hope you can go sing some carols and spread lots of Christmas cheer this holiday season!

~Copper 🎅🎄

November is almost over, and I just couldn’t pass up another excuse for a great pumpkin joke!

I hope you all had a wonderful Thanksgiving yesterday!

~Charlie 🙂

McGovern Agency ~ For all your Insurance Needs!
(586) 464-2400 – Inquiry@themcgovernagency.com

Hey there,

It’s hard to believe that Thanksgiving is almost a week away, but can you imagine if it was postponed?

That happened to a town called Colchester in Connecticut in 1705 when Thanksgiving was postponed due to a molasses shortage.

Can’t have a Thanksgiving celebration without those delicious pumpkin pies!

Happy almost Thanksgiving!

-Colt 🦃

https://www.goodhousekeeping.com/holidays/thanksgiving-ideas/a35457/thanksgiving-trivia/

McGovern Agency ~ For all your Insurance Needs!
(586) 464-2400 – Inquiry@themcgovernagency.com 

Hello,

I found the perfect quote for the beginning of National Gratitude Month!

What a great reminder to be thankful every day, not just one day a year. 

~Copper  🦃

McGovern Agency ~ For all your Insurance Needs!
(586) 464-2400 – Inquiry@themcgovernagency.com

Halloween is just a few days away, and I think I found the perfect joke to end October!

~Charlie 🙂

McGovern Agency ~ For all your Insurance Needs!
(586) 464-2400 – Inquiry@themcgovernagency.com