Boat Insurance
Whether you’re in the market for a boat or already own one, chances are that you’re pretty excited to get out on the water whenever possible. The feeling of gliding through the waves is one that very few things can match, but owning a boat comes with its own set of responsibilities.
What’s the Best Kind of Boat Insurance?
One of the most important things you’ll need to take care of before getting on the waves is making sure that your vessel is insured. While some recreational boats don’t require it, almost every boat on the market will need this coverage. Here are a few ways boat insurance protects you:
- Liability – This type of insurance covers property damage and medical expenses to people who are injured when you’re in control of the boat.
- Medical payments – This type pays for medical expenses caused by you or members of your family.
- Legal protection – This type of coverage helps pay a defense attorney, court fees and other legal penalties if someone sues you because of an accident.
- Comprehensive – If your boat is damaged, comprehensive insurance will cover the cost of repairs or replacement with a new vessel.
- Uninsured boater – This type of coverage protects you if the person who caused the damage doesn’t have any insurance themselves.
Finding the policy that matches your boating needs can be a hassle, but we’re here to help! We can take the mystery out of boat insurance and help you find the right coverage at the right price. Click below to contact us today!
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