Workers Compensation Insurance
What Should I Know About Worker’s Comp?
Almost every state requires worker’s compensation coverage for employees, which means you probably already have a policy or you’re thinking about getting one. Before you do, you should take a moment to consider the basics.
Remember that State law determines what kinds of injuries are covered. For instance, your state might only cover employees hurt on the job, or it may also extend coverage to people who fall ill from working with hazardous materials.
You’ll also need to decide how much coverage you need, the percentage of medical bills that you will pay, and whether or not you will allow employees to seek treatment from their personal doctors.
Finally, make sure you choose a reputable insurance company with good customer service. The last thing you want is to be stuck paying your employees’ medical bills because your insurer went belly up.
The good news is that our team is ready and waiting to help you navigate the maze of worker’s compensation and find a policy that will make you and your employees safe and happy. Click below to contact us today, consultations are always free!
Other Policies
Website and content disclaimer: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify, or supplement any insurance policy. Consult the actual policy or your agent for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.
