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Am I Covered if I Hit a Deer on the Road?

Comprehensive coverage is designed to cover what is not covered by collision. It’s actually referred to as “other than collision” coverage. It is an optional coverage in Michigan, but it can help protect your vehicle from the unexpected!
What is typically covered by comprehensive car insurance:

• Weather damage
• Theft
• Vandalism
• Animal damage

You will have coverage after hitting a deer through the “animal damage” clause if you elect to purchase this type of policy. (In addition to deer-related damages, this can include any animal that damages your vehicle. If you run over an animal — or if an animal chews or damages internal wiring — you’re covered.)

McGovern Agency is here for all your insurance needs.
Please feel free to contact us if you want to confirm coverage!
(586) 464-2400 ~