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Colt’s Commentary – August 2022: Ride-share Coverage

Hey there! Colt here,

It’s no secret that ridesharing Apps have become pretty popular over the past few years, with Millions of people driving for them. One thing to keep in mind if you’re going to drive for one is how you are insured. Sure, the ride-sharing companies provide a certain level of insurance, but I’m here to point a few things out… 

  • Lyft and Uber both offer some amount of coverage while you are picking up/ driving a customer to their destination, but it is important to note that unless you disclose to your insurance carrier that you are driving for these types of services (and get the proper endorsement coverage), they will usually not honor a claim, and may cancel or non-renew your auto insurance policy.
  • If you have vehicle damage coverage on your own auto insurance policy (that includes ridesharing), Uber or Lyft will also provide coverage for damages to your


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