Hey there and Happy Valentine’s Day!
Did you know that 2024 is a leap year? That only happens once every 4 years! What
about the people who are born on February 29? They only have a birthday every 4
years!
What is your legal birthday if you were born on February 29? Well, you were born the
60th day of the year, so in years when there is no February 29, your birthday would be
March 1.
You might ask “how does that work in 2025 when I turn 65? My date of birth was
2/29/1960 and 2025 is not a Leap Year. When do I get Medicare?”
Usually, your effective date for Medicare Part A and Part B is the first day of the month
in which you turn 65. (there are other circumstances to have an earlier or later effective
date)
You might think that means your Medicare Part A and Part B would be effective March
1, 2025 since that is the first day of the month in which you turn 65 because 2025 is not
a Leap Year, and March 1 is the 60th day of the year.
False! When someone’s birthday is the first day of the month, their Medicare effective
date is the first day of the previous month. This means your Medicare Part A and Part B
would be effective February 1, 2025.
As you get closer to turning 65 or preparing to retire, make sure to consult with a
licensed insurance agent who is certified to work with Medicare products, so they can
answer your questions and help you find the plan(s) that best suit your needs. I think I
might know a couple of ladies that can help (Maureen & Shannon).
-Colt
www.medicare.gov
McGovern Agency ~ For all your Insurance Needs!
(586) 464-2400 – Inquiry@themcgovernagency.com
