Hi, this is Maureen. Stay tuned for another insurance tidbit. Homeowners insurance protects your home from damage caused by perils like fire, wind and theft. But does that coverage also include tree removal? And many homeowners are surprised to learn that their standard insurance policy does not cover the cost of tree removal. In most cases, this type of damage is considered preventable and as such, it is the homeowner’s responsibility to take steps to protect their property coverage. Depends on a few factors such as the type of tree and the reason for its removal. In general, most homeowners insurance policies will not pay for tree removal unless the tree poses a danger to the home or its occupants. If a tree falls on your house, your insurance policy should cover the cost of having it removed. But if you want to remove a tree because you don’t like the way it looks, you will have to pay for the removal yourself. Be sure to check with your insurance company before having any trees removed from your property.
We’d be happy to review your insurance coverage options with you! Give us a call at (586) 464-2400 or visit https://themcgovernagency.com.