Colt’s Commentary – June 2024


Hey there,

It’s World Sauntering Day!

Sauntering is a leisurely walk or stroll, often in no particular direction, and when sauntering, a person can absorb the wonders of nature.

We’ve all heard about the benefits of walking but what about the benefits of living near nature?

According to a 2023 study in which they evaluated 20 years of data from almost 1,000 city dwellers, Drs Kaeberlein and Austad found that those with less access to parks or green spaces, seemed to have accelerated epigenetic aging.

That same study determined that living near green spaces can add an average of 2.5 years to your life!

This makes so much sense, I always feel better after a trip to the park or after a good long walk!

Hopefully you all get a chance to saunter today and take your dogs too!


McGovern Agency ~ For all your Insurance Needs!
(586) 464-2400 –

Colt’s Commentary – May 2024


Hey there,

Today is National Buy a Musical Instrument Day!

For any music lovers out there, today might be a great excuse to add to that collection.

In the spirit of the holiday, I’ve DRUMMED up some interesting facts about instruments.

  • The harmonica was invented in 1821 by Christian Buschmann, but other variations of the instrument are thought to have existed much earlier.
    • It was also one of the first instruments played in space.
  • The most popular instrument in the United States is the piano.
  • The biggest known tuba in the world weighs more than 100lbs!

Have fun playing your new instrument. It’s about time I practice my Harmonica skills!


McGovern Agency ~ For all your Insurance Needs!
(586) 464-2400 –

Colt’s Commentary – April 2024


Hey there,

Did you know that today is National Haiku Poetry Day? 

Haiku is a form of Japanese poetry, and unlike other types of poetry, they don’t have to rhyme. They usually consist of 3 lines that have a pattern of 5 syllables, 7 syllables, 5 syllables. 

In honor of this day, I have decided to do something a little different and share with you a haiku that I wrote about why you should work with an insurance agent:

Minimizing risk

Working with you to protect

Trusted Advisor

Happy National Haiku Poetry Day!


McGovern Agency ~ For all your Insurance Needs!
(586) 464-2400 –

Copper’s Corner – April 2024


We hope you all had a great weekend and a Happy Easter!

Today is one of those special times when the first of the month is also the first of the week and I thought we could all use a little extra motivation!

Just as Audrey Hepburn said, nothing is impossible! So keep that in mind when you’re setting your goals for this month! 


McGovern Agency ~ For all your Insurance Needs!
(586) 464-2400 – 

What Life Insurance Do I Need For Mortgage? (Clinton Twp, MI)

Many families and especially those who have just moved into new homes, for example, have questions about how to set up life insurance protection for their mortgage. Now, in the event that tragedy strikes the major breadwinner of a household, a life insurance policy can actually be used to pay off the mortgage and allow the family to keep, keep the home. Now, this type of policy is relatively straightforward and it can be easily purchased from just about any life insurance carrier. Now, the policy can also be part of the closing agreement on a new house, which usually means that premiums for the policy will be added to the monthly mortgage payment. Now, something that I want you to also take note of is a mortgage policy can be engineered to provide a monthly benefit to the surviving family in addition to paying off the house and this provides an extra financial cushion which I think is just a huge, huge plus. So before making any final decisions, be sure to talk to your insurance agent to determine what kind of policy properly protects your family.

We’d be happy to review your insurance coverage options with you! Give us a call at (586) 464-2400 or visit